Signal fcu full#

You probably are not going to buy gap insurance or a major mechanical protection extended warranty from Signal Financial FCU, nor complete a $10,000 auto loan re-fi or a $2,500+ balance transfer (especially since the 2.5% fee on the balance transfer is a minimum of $62.50-making it only worthwhile if you would’ve done a balance transfer at 3% anyway and just need another 6 months of 0% APR). Realistically, this is a $100 bonus that can be up to $150 if you satisfy the direct deposit requirement. There is an early account termination fee of $25 if a Savings, Checking, or Money Market account is closed within 6 months of account opening. The way this is stated, it should apply equally to the Standard Money Market account in the Signal Connect Bundle (which you do not get a bonus for) and the Premium eMoney Market Account in the Signal Premium Bundle (which you do get a bonus for). There is a separate $10 monthly maintenance fee for money market accounts unless a $2,500 minimum average daily balance is maintained. Maintain a combined $25,000 average monthly balance in share accounts (excluding share certificates) and conduct 5 signature-based debit card transactions per month OR have a mortgage with a starting balance of $250,000 or greater to avoid the $25 monthly maintenance fee. Maintain a $250 average monthly balance in your checking account or conduct 5 signature-based debit card transactions per month to avoid the $10 monthly maintenance fee.

Signal fcu full#

Avoiding FeesĪ full schedule of fees is located on this page and in this PDF. The normal yearly fee for WABA is $35, but it sounds like you can join WABA and Signal Financial FCU at the same time and they will pay for your membership for the first year. On the application page, it is possible to select “I would like to become a member through WABA” and proceed with the application. You are an employee of a business member of the Wheaton-Kensington Chamber of Commerce.(Signal will pay the first year’s membership fee for new members!). You are a member of the Washington Area Bicyclist Association (WABA).View a complete list of Select Employee Groups here. You are a current employee, retiree, or surviving spouse within one of our Select Employee Groups (including Verizon, Verizon Wireless, AT&T and over 200 others).You are a close relative (living in the same household or not) of a current Signal member.You live, work, attend school, or worship in Washington, DC, or in Prince George’s County, MD inside the Beltway.You can join Signal Financial FCU if you satisfy any of the following requirements: Bonus credits are reportable for tax purposes (i.e.An aggregate bonus will be paid as a deposit into the member’s share savings account, within 45 days of the bonus requirements being met.Only one $50 bonus can be earned for each product, and multiples of any products will not result in additional bonuses.To receive the Visa balance transfer bonus, the member must complete a Visa balance transfer, including any applicable balance transfer fee.To be eligible for the Vehicle Loan bonus, the loan payments must be made using automatic transfer from the member’s Signal Financial FCU account to pay the vehicle loan.To receive the bonus for the debit card, the member must swipe the card at a merchant at least 12 times a month during the 6 month promotional period.To qualify for the Direct Deposit bonus, Direct Deposit amount must be deposited at least once a month for the amount of $750.00 or greater for a period of at least 4 consecutive months during the 6 month qualification time frame.However, members can purchase other products to satisfy the bundle requirements. Members who purchased ancillary services (Gap and MMP) from the dealer are excluded from direct purchases of GAP and MMP from Signal Financial FCU.

The GAP and MMP products must be purchased directly through Signal Financial FCU.In order to remain eligible, the account must be in good standing at the time of the bonus credit.In order to be eligible for the $50 bonus credit within each applicable bundle category, the account must be enrolled in a bundle account program for 6 consecutive months, to be shown on the statement during the 7th month.Current Signal members may participate by selecting an applicable bundle package.Cash bonus shall not to exceed $350 for Signal Connect members and $400 for Signal Premium members.$50 for High-Rate Money Market (Signal Premium Product Bundle only).$50 for Debit Card (usage of 12x/month).$50 for Visa Balance Transfer ($2,500 min.).Earn up to $400 when you open a Signal Premium Product Bundle or up to $350 when you open a Signal Connect Product Bundle for the following activities:.